The Propono Platform
A Path to Automated Audit, On Your Terms.
The slowest part of any premium audit is getting the right documents from the insured. Phone tag, no-shows, waiting. Propono does that part for you — and hands your auditor a file that's ready to review. It never makes the final call. Your people do.
How It Works
It talks with the insured
By phone, text, or email — day or night. It asks for what's missing, answers their questions, and keeps going until the file is complete.
It prepares the audit
It drafts the audit — how payroll should be classified and split — and flags anything it isn't sure about.
Your auditor decides
They review the draft, fix anything wrong, and approve it. Nothing is final without their sign-off.
We're not asking you to trust an AI on day one. Let it handle the busywork. Your team keeps every decision.
Faster Audits. Lower Cost. Better Experience for Your Insureds.
80% of audit cycle time is coordination — chasing documents, following up with insureds, assembling data. Propono handles the full audit from trigger to delivery, working with insureds on their schedule, not yours. Compliance-ready reports in days, not weeks.
INSURANCE AUDITING FOR
Regional Carriers, National Carriers, MGA's, and Third Party Audit Firms
Any Complexity
Complex Audit Focus
SOC-2 Compliant
Fully secure and certified
"Enterprise-level expertise on the hardest audits, at reduced rates, with white-glove service."
Our Expertise
Specialized Audit Services
We focus on the complex premium audits that most vendors avoid or struggle with — delivering professional, accurate results your internal teams can rely on.
Multi-Company Consolidations
Expert handling of complex consolidations across multiple entities, subsidiaries, and related companies that require careful coordination.
Payroll Reconciliation
Detailed wage reconciliation across 1099 and 941 sources with formula-driven validation and complete documentation.
Multi-State Analysis
Comprehensive audits for operations spanning multiple states and locations with proper jurisdiction considerations.
Workers' Comp & GL Audits
Specialized premium audits for workers' compensation and general liability policies with classification expertise.
Classification Reviews
Thorough classification recommendations with supporting documentation that stands up to regulatory scrutiny.
COI Review & Documentation
Certificate of Insurance review and comprehensive audit documentation packages ready for compliance teams.
Your Data.
Protected by Design.
We understand that sharing audit documents means entrusting us with sensitive financial and payroll information. Here's exactly how we protect it.
End-to-End Encryption
All data transmitted to and from our platform is encrypted in transit (TLS 1.3) and at rest (AES-256). Your documents and financial data are never stored unprotected.
No AI Training on Your Data
Your audit documents and insured data are never used to train AI models. Each analysis is performed in an isolated, stateless session with no persistent storage of sensitive content.
Secure Cloud Infrastructure
We operate on enterprise-grade cloud infrastructure with SOC 2-compliant hosting, network isolation, and role-based access controls limiting who can access your data.
Document Handling Policy
Uploaded documents are processed solely for the purpose of the audit in progress. Files are retained only for the duration of the engagement and deleted upon request.
Carrier-Grade Compliance Standards
Our processes align with insurance industry data handling requirements. We maintain strict confidentiality obligations consistent with E&O coverage and carrier expectations.
Minimal Data Footprint
AI analysis is performed using document metadata and structure — not bulk raw text retention. We are committed to collecting only what is needed to complete the audit.
Questions About Our Security Practices?
We're happy to provide a full data handling disclosure, sign a BAA or NDA, or walk through our AI infrastructure with your compliance team before you begin.
Service Tiers
Pricing for audit complexity
Use our savings calculator to estimate how much you can save based on your typical audit volume and complexity.
Bronze
1 State. Up to 3 codes.
Basic compliance audits for small operations.
Silver
1 State. Unlimited Codes.
Comprehensive audits for medium-sized organizations.
Gold
Unlimited States. Unlimited Codes.
Premium full-scope audits for large enterprises.
Prefer to discuss your needs directly? We're here to help.
Savings Calculator
Calculate Your Potential Savings
See how much you could save compared to national vendors while getting superior quality and service.
Enter Your Parameters
BRONZE
1 State
Up to 3 codes
SILVER
1 State
Unlimited codes
GOLD
Unlimited States
Unlimited Codes
Your Estimated Results
Annual Savings vs. National Vendors
Our Cost
$546,000
National Avg
$4,973,000
* Estimates based on industry averages. Actual pricing may vary.
Why Choose Us
The Complex Audits
Others Avoid
We handle the audits your in-house team doesn't have capacity for and that current vendors struggle with — multi-company consolidations, intricate wage reconciliations across Payroll/1099/941s, financial statements, and more.
"Enterprise-level expertise on the hardest audits, at mid-market pricing, with white-glove service that makes your job easier."
Carrier-Side Perspective
Former large carrier Sr. Premium Auditors on staff for QC. We know exactly what underwriting, compliance, and actuarial teams will scrutinize.
Premium-Quality Deliverables
Clean, formula-driven Excel reports with full validation — not cookie-cutter PDFs or offshore-style work from big nationals.
Faster Turnaround
True responsiveness with direct owner access. No account rep rotation or portal delays — just results.
Significant Cost Savings
Enterprise-level quality at mid-market pricing. Substantial savings vs. EXL, Sedgwick, or ReSource Pro on complex work.
Flexible Capacity
Scale up for seasonal peaks without long-term contracts or minimums. Pay for what you need, when you need it.
White-Glove Service
Personal attention that makes your job easier. Reports that stand up with minimal back-and-forth.
FAQ
Common Questions
Everything you need to know about working with us.
Get Started
Let's Discuss Your
Audit Needs
Whether you need overflow capacity for complex audits or ongoing partnership support, we're here to help. Schedule a 15-minute call to explore how we can ease pressure on your team.
Email Us
contactus@propono.aiSchedule a Demo
Book a 30-minute callResponse Time
Within 24 hours, typically same day
🎁 New Partner Offer
New partners receive 20% off the first 3 months in exchange for a testimonial and referral opportunity.